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Short-term Loan Assistance

We are able to provide short term loan assistance to students experiencing extreme financial difficulties.

These hardship loans are available to students who are either;

  • Experiencing a delay with their first instalment of student loans or bursary.
or have;
  • Exhausted their student loan or bursary payment and are awaiting another source of income i.e. wages or next instalment of maintenance loan/bursary.


Short-term loans can normally only be considered for full-time UK home students.

If you are a part time student, EU or International student we may require further information before a decision can be made, depending on your circumstances.

If you owe money to the University already, this may restrict what we are able to offer.
To apply for an short term loan we recommend that you visit the <i> located in the Library Ground Floor (Main Campus) or if you cannot make it on to campus please complete the online application below.
Please note that the cut off point for loans is 4pm. If your loan request is submitted after this time, we will be unable to process it by the following morning.

Please follow these simple steps to apply.

1.  Please read, download and complete the application form which can be accessed via the hyperlink at the bottom of this page:

2. Once the application is complete please gather the supporting documents:
  • We require 1 form of photo ID e.g. Passport, Driving Licence or Student Card.  
  • We require proof of 1 months bank statement from the date you apply going back 1 month e.g. online banking or printed.
  • If you have not received your 1st instalment of funding from the Student Loans Company, we also need to see proof you have applied for a student loan/bursary  e.g. screen shots from your online account or any letters received.

Please note that we are unable to process loan requests without this information.

. Open your UCLan emails and send the application as an attachment to along with scanned copies or screen shots of the supporting evidence required.

NB - If you are sending your application via your personal email address you will be required to print off the application and sign the declaration at the bottom of the application form.

Decisions are made within 2 working days after the application is submitted. The amount payable is based on individual circumstances and at the discretion of the assessor. Please keep checking your emails as we will contact you by email if there are any queries, and any delays in your reply will delay the progress of your loan request.

The maximum we can offer is £250.

We normally only consider essential food and travel costs for a limited period of time. We do not consider payments towards rent, but if you are having difficulty with your accommodation costs or other debts, we recommend that you seek independent advice from the Students’ Union Advice Service.

Payments are normally made within 3-5 working days of receiving a complete application, however in an emergency payment could be made in 1-2 working days if required, please call us 01772 895000 to discuss your circumstances.

Unfortunately students on Degree Apprenticeship courses are not eligible to apply for a Short Term Loan. We recommend that you contact the Students Union Advice Centre on 01772 894880 / for further advice on any additional financial support that may be available.
For Financial Support Enquiries:

Telephone: 01772 895000 / Email: